Finance

We have partnered with V12Finance.com to bring you another way to pay for your appliances. V12Finance.com offers a range of easy payment options if you prefer to spread the cost.

When you get to the payment page on the checkout, if you qualify, you will be shown the finance options available to you.

Pick the option that suits you best and you will be taken to V12Finance.com web site to complete your online application. You will be notified of the decision usually straight away (during working hours) but it may take longer for some applications.

Once you have been approved you will be able to download the credit agreement (or have it posted to your address) which you will need to sign and send to V12Finance.com. When V12Finance.com receives a completed agreement, they will notify us to deliver your order.

Your delivery must be made to the address on the finance application which must be the billing address on the order.

To apply for finance you must meet the following criteria

• are 21 years of age or above
• are, or your partner is, in permanent paid employment (over 16 hours per week), retired (receiving a pension), in receipt of a disability benefit or self employed
• have been resident in the UK for at least 3 years and will continue your residency in the UK
• have Bank/Building Society current account details available

Applications will not normally be accepted in the following circumstances

• Unemployed and partner not working
• Full time student

Finance Examples

The following examples are based on a price of £999.99

• Classic Credit

  Our Classic Credit scheme is simply an interest bearing loan repayable over 36 months.

  Total Cash Price (incl. VAT)	£999.99
  Deposit	£100.00
  Loan Amount	£899.99
  Interest/Total Charge for Credit	£276.13
  Total Amount Payable	£1276.12
  Balance Payable	£1176.12
  By 36 Monthly Repayments of	£32.67

  Typical 19.9%APR

Rejections

If your application is rejected, please do not call us as we do not know the reason for the rejection. Similarly V12Finance.com are unable to inform you of the reason as they also do not know the reason.

Applications can be rejected for many reasons but the main ones are listed below.

• Your credit score
• Adverse credit reference
• You are aged under 18
• You are considered to be overcommitted
• Your existing account performance with other lenders

Finance is arranged by V12Finance.com. V-12 Finance Limited. Registered in England Number 03700587. Registered Office: V-12 Finance Limited, Units 19-20, Neptune Court, Vanguard Way, Cardiff, South Glamorgan, CF24 5PJ